Financial wellbeing.
At KP Financial Wellbeing, we are passionate about providing tailored financial planning to private and business clients. We specialise in developing a financial plan that stays with you throughout your financial journey. We are experts in providing financial planning for members of the medical profession including NHS pension issues and provide expert advice around pension planning.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
WHAT WE DO
We provide a wide range of services to help you achieve your financial goals. whether you are looking to build, grow, protect or preserve your wealth.
Promotions
Kaye's Awards and Nominations
Kaye has received multiple award and nominations within the finance industry, including:
- Winning Outstanding Woman of the Year in 2024 - Bolton Women in Business Awards
- Finalist in Financial Adviser of the Year – North West 2024 - Professional Adviser Women in Financial Advice Awards
- Finalist 2024 at the She Inspires Awards
Testimonials
Kaye was so generous with her time and expertise. Her sessions with our team made an often intimidating and/or confusing subject accessible and clear. Kaye was well prepared, with lots of useful information to hand, but there was no sense of information overload. We left with clear information, ...
Kaye is so approachable, she explains everything in a clear and understandable way. In particular she reviewed my current Income Protection Plan and found me better coverage at a cheaper rate. We look forward to working more with her and her team regarding our investments and pensions.
Today we have had Kaye and Gemma from St. James's Place delivering Finance Education sessions to Year 9 students. The sessions were really informative and gave students a real insight into money management preparing them well for adult life. The students engaged well with Kaye and Gemma who made ...
Kaye provides a highly professional service with clear advice that will enable me to make informed decisions regarding my future. Prior to receiving this guidance I had been struggling to understand the complexities involved relating to my NHS pension however I now feel supported and informed to ...
Kaye was fantastic!. She gave us a detailed explanation of everything, which put our minds at rest because we didn't have to worry about learning about various policies or doing all the groundwork ourselves. We had no idea about finances or critical Illness cover, so we feel very relieved. I woul...
Kaye has been great support in managing our finances and investments. We were complete novices with investments and feel very confident that we are in safe hands. In addition to annual reviews we know we can contact her whenever we need her.
Truly outstanding service delivered by Kaye and the team at KP Financial Wellbeing. Friendly, sensible, accurate advice delivered promptly. Kaye is a delight to deal with, nothing seems to be too much trouble.
I would strongly recommend the Team to provide advice, experience and expertise around NHS pensions. The rules and regulations are so complex that professional help is vital-in my case, the knowledge and technical support provided by Kaye, Jack and the Team was exemplary and meant that I am now c...
An extraordinary struggle which I would never have managed without the expertise of both of you - thanks again
Kaye was first my FA around 12 years ago when she was working for a financial advice company. I was very happy with the advice and support she gave me. When she moved on I was assigned a new FA, who did not inspire my confidence nor met my expectations in the same way. Fortunately, a chance encou...
Kaye's advice has proved invaluable in understanding the massively complex world of NHS pensions. For the first time I have clarity because of the way Kaye has been able to translate all of the technical implications and nuances of the pension into easy to understand information which means I hav...
Kaye is knowledgeable and trustworthy, was able to quickly understand my requirements and her advice was logical and clear. She has a very professional yet friendly manner and I would highly recommend Kaye to anyone.
I have known Kaye professionally for many years, and I have always felt that my finances are absolutely safe in her hands. She has been there for me through some really tough times, and I have total confidence in her advice and support.
Kaye was brilliant from start to finish - she really took the time to understand our needs and wants, along with our worries, and gave us honest and sound advice. She was patient with us making decisions an...
Kaye has been fantastic from our first contact and ever since! She has been so approachable and flexible in addressing all of our questions and concerns at every step. She has accommodated remote consultations throughout the COVID-19 pandemic to give us the support we needed when we needed it. He...
Kaye has been my financial adviser for just a few months, but I would unreservedly recommend her to anyone who wants trustworthy advice tailored to your individual needs and circumstances. She is knowledgeable and professional, while at the same time being open, supportive and friendly. Financial pl...
Kaye's help & advice has been invaluable. I wish I had done it sooner. Everything has been explained simply and clearly. Not only do I understand what the process is but I feel confident that I am being given the bet information for me. I know we are, financially, thinking longer term & more strateg...
Attempting to understand the complexities of the NHS pension scheme would have been impossible without Kaye’s expert and timely advice. I have found Kaye to be approachable, professional, highly knowledgeable and prompt in replying to enquiries. Her ongoing advice is invaluable. As an NHS Doctor I w...
I have been a client of Ms Kaye Price for over 2 years. She has extensive and up-to-date knowledge of NHS pensions at her fingertips. In my dealings with Ms Price, I have always found her to offer excellent balanced advice in a way that makes a complex area understandable. I would strongly recommend...
Kaye was brilliant from the very beginning, helping us navigate how we protect ourselves and plan for the future, all whilst being flexible to what we could afford. Kaye breaks everything down meaning you leave your appointment feeling like you know you own finances. I have recommended Kaye to ...
Kaye is great! From the moment we met she has provided excellent advice and guidance for me and my team. Kaye shares ideas and opinions in a practical way that takes away the jargon and stress that can be wrapped around financial advice. Her style is friendly and super helpful and I am so happy she ...
What can I say!? Kaye is brilliant! She has helped me get all my policies up to date and relevant to my circumstances. I'm sure Kaye treats every client the same, but I felt at easy talking about my financial situation as a single mum. She "gets it". I felt very comfortable in her company. She helpe...
Kaye provided a relaxed and comfortable environment to discuss sensitive information like financial planning. Kaye took time to go over goals and current financial situation. She created an environment that we felt comfortable to ask questions about the terms we were not aware of. Further more, she ...
My wife and I met with Kaye earlier this year. Our objective was to discuss options for our portfolio, and also to ensure we were maximizing all our opportunities. We also required advice on growing our wealth portfolio to ensure our futures are financially secured. Kaye has been nothing short of ou...
As a company director, I wanted to make sure that I had an appropriate pension in place. Kaye was able to help with this in a friendly, approachable and professional manner. So much so that I am now asking her to review all the personal protection policies I have in place. If you are looking for som...
I first met Kaye regarding the NHS pension and she was extremely helpful. Kaye has a particular interest in financial wellbeing. She believes that everyone should be able to access financial advice. Kaye is able to gear her financial advice to make it individual. I would have no hesitation in recomm...
Kaye has been giving "wealth and financial wellbeing advice" to me for at least 2 decades, if not more. Her advice has been solid. She has in-depth knowledge of financial planning, particularly with how the NHS pension works including for those who are in a higher taxpayer. Her critical insight with...
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. Will writing and Powers of Attorney involve the referral to a service that is separate and distinct to those offered by St. James's Place. Wills and Powers of Attorney are not regulated by the Financial Conduct Authority.
Kaye always gives my family and I exceptional and honest advice. She regularly updates on our circumstances and reviews the investment & cover we have in place is adequate & appropriate. I'd always recommend Kaye to anyone looking for Wealth management & health & life protection.
I first heard Kaye speak when I joined a free webinar. I was skeptical, given it was free and feared I may be letting myself in for an hour of hard sell for a range of financial products. My other fear was “who do I think I am, isn’t financial advice for people with loads of money looking to inve...
I was looking for a financial advisor and Kaye certainly ticked all the right boxes for me. It sounds a little underwhelming but the best compliment I can give her is that she gets stuff done. When I want stuff doing she does it, no questions asked, I don’t have to remind her, she just gets it do...
Kaye helped me through what, at times, looked like an impossible, expensive and very stressful NHS pensions conundrum. A combination of her knowledge, determination and excellent working relationships with the “right” people meant that we finally unravelled the problem and found a solution. Would n...
Kaye has consistently supported, encouraged and developed my family's financial and investment wellbeing. She knows how to balance technical information to us with less financial background and no query is ever disregarded. She gently utilises her skills to ensure short-, medium- and long-term goals...
Kaye has been wonderfully informative and supportive. I had never thought investing was for me, the options seemed overwhelming, however, after becoming self-employed I started thinking about things like pensions. Kaye was extremely knowledgeable, informing me of many options and after listening to ...
Kaye has been my Financial Adviser for over 20 years. She has always put my interests first and listened to what I had to say. She has presented several options, explained the advantages and disadvantages of each and then given me time to consider them without pressure. I recommend her without reser...
Since meeting with Kaye last year and getting the help and understanding about my own finances I have felt secure, happy and actually in control. I know my children and loved ones are protected and more importantly I now have financial wellbeing.
Kaye has been my financial adviser for over 15 years. She has been so supportive and knowledgeable, allowing my husband and I to make shrewd investments to enable us to deal with family life and achieve an early retirement. After assessing our financial situation and life events each year, she has o...
Kaye has a professional, friendly attitude, which combined with excellent communication and understanding of our requirements, has already created a trusting relationship. Her knowledge of the NHS Pension Scheme is exceptional and with her scheme contacts has proved invaluable in resolving issu...
I would definitely recommend Kaye to my friends and colleagues - she takes the mystique and confusion away from financial matters and helps you to make sense of what is right for you! She helped me to work through pensions matters, life insurance and are now discussing investments.
When our SJP adviser of 15 years retired we were faced with our most difficult financial planning challenge - how to replace them? Finding Kaye via her pensions activity on social media solved our problem with flying colours! Over the past year it’s felt like we’ve known and worked with her for...
As a doctor, I needed a financial adviser who understands the NHS pension. Kaye rapidly sized up my financial situation perfectly and continues to make recommendations and suggestions based on my specific needs. She is both approachable and professional and explains everything clearly and as often a...
As a busy NHS consultant who wasn’t sleeping at night worrying about the tax bill I might (or might not) owe after working as a consultant for 15-years, I was relieved to have been introduced to Kaye. Kaye transformed what seemed like a very complicated process into a very simple one guiding me t...
Since the first conversation I had with Kaye 3 years ago when she was recommended to me - I knew she was going to be a lifesaver. NHS pensions are so complicated anyway without all the changes since 2015 but Kaye has helped me to really understand the different schemes and the options available t...
The webinar with Kaye provided me with the most meaningful and appropriate information; the way in which she explained the scenarios was excellent. I found it extremely helpful!
Friendly and professional service. Provided support and documentation and went through options in an easy to understand manner. I felt my concerns were listened to and addressed and given advice reflected the discussions we had. I would not hesitate in recommending her.
From the day of our first meeting I have found Kaye to be very honest and trustworthy. Kaye made me feel reassured from our opening conversation, ironing out all my concerns with sound advice and professionalism, I felt that her guidance was always in my best interest. Kaye offered guidance tailo...
Kaye was so generous with her time and expertise. Her sessions with our team made an often intimidating and/or confusing subject accessible and clear. Kaye was well prepared, with lots of useful information to hand, but there was no sense of information overload. We left with clear information, ...
Kaye is so approachable, she explains everything in a clear and understandable way. In particular she reviewed my current Income Protection Plan and found me better coverage at a cheaper rate. We look forward to working more with her and her team regarding our investments and pensions.
Today we have had Kaye and Gemma from St. James's Place delivering Finance Education sessions to Year 9 students. The sessions were really informative and gave students a real insight into money management preparing them well for adult life. The students engaged well with Kaye and Gemma who made ...
Kaye provides a highly professional service with clear advice that will enable me to make informed decisions regarding my future. Prior to receiving this guidance I had been struggling to understand the complexities involved relating to my NHS pension however I now feel supported and informed to ...
Kaye was fantastic!. She gave us a detailed explanation of everything, which put our minds at rest because we didn't have to worry about learning about various policies or doing all the groundwork ourselves. We had no idea about finances or critical Illness cover, so we feel very relieved. I woul...
Kaye has been great support in managing our finances and investments. We were complete novices with investments and feel very confident that we are in safe hands. In addition to annual reviews we know we can contact her whenever we need her.
Truly outstanding service delivered by Kaye and the team at KP Financial Wellbeing. Friendly, sensible, accurate advice delivered promptly. Kaye is a delight to deal with, nothing seems to be too much trouble.
I would strongly recommend the Team to provide advice, experience and expertise around NHS pensions. The rules and regulations are so complex that professional help is vital-in my case, the knowledge and technical support provided by Kaye, Jack and the Team was exemplary and meant that I am now c...
An extraordinary struggle which I would never have managed without the expertise of both of you - thanks again
Kaye was first my FA around 12 years ago when she was working for a financial advice company. I was very happy with the advice and support she gave me. When she moved on I was assigned a new FA, who did not inspire my confidence nor met my expectations in the same way. Fortunately, a chance encou...
Kaye's advice has proved invaluable in understanding the massively complex world of NHS pensions. For the first time I have clarity because of the way Kaye has been able to translate all of the technical implications and nuances of the pension into easy to understand information which means I hav...
Kaye is knowledgeable and trustworthy, was able to quickly understand my requirements and her advice was logical and clear. She has a very professional yet friendly manner and I would highly recommend Kaye to anyone.
I have known Kaye professionally for many years, and I have always felt that my finances are absolutely safe in her hands. She has been there for me through some really tough times, and I have total confidence in her advice and support.
Kaye was brilliant from start to finish - she really took the time to understand our needs and wants, along with our worries, and gave us honest and sound advice. She was patient with us making decisions an...
Kaye has been fantastic from our first contact and ever since! She has been so approachable and flexible in addressing all of our questions and concerns at every step. She has accommodated remote consultations throughout the COVID-19 pandemic to give us the support we needed when we needed it. He...
Kaye has been my financial adviser for just a few months, but I would unreservedly recommend her to anyone who wants trustworthy advice tailored to your individual needs and circumstances. She is knowledgeable and professional, while at the same time being open, supportive and friendly. Financial pl...
Kaye's help & advice has been invaluable. I wish I had done it sooner. Everything has been explained simply and clearly. Not only do I understand what the process is but I feel confident that I am being given the bet information for me. I know we are, financially, thinking longer term & more strateg...
Attempting to understand the complexities of the NHS pension scheme would have been impossible without Kaye’s expert and timely advice. I have found Kaye to be approachable, professional, highly knowledgeable and prompt in replying to enquiries. Her ongoing advice is invaluable. As an NHS Doctor I w...
I have been a client of Ms Kaye Price for over 2 years. She has extensive and up-to-date knowledge of NHS pensions at her fingertips. In my dealings with Ms Price, I have always found her to offer excellent balanced advice in a way that makes a complex area understandable. I would strongly recommend...
Kaye was brilliant from the very beginning, helping us navigate how we protect ourselves and plan for the future, all whilst being flexible to what we could afford. Kaye breaks everything down meaning you leave your appointment feeling like you know you own finances. I have recommended Kaye to ...
Kaye is great! From the moment we met she has provided excellent advice and guidance for me and my team. Kaye shares ideas and opinions in a practical way that takes away the jargon and stress that can be wrapped around financial advice. Her style is friendly and super helpful and I am so happy she ...
What can I say!? Kaye is brilliant! She has helped me get all my policies up to date and relevant to my circumstances. I'm sure Kaye treats every client the same, but I felt at easy talking about my financial situation as a single mum. She "gets it". I felt very comfortable in her company. She helpe...
Kaye provided a relaxed and comfortable environment to discuss sensitive information like financial planning. Kaye took time to go over goals and current financial situation. She created an environment that we felt comfortable to ask questions about the terms we were not aware of. Further more, she ...
My wife and I met with Kaye earlier this year. Our objective was to discuss options for our portfolio, and also to ensure we were maximizing all our opportunities. We also required advice on growing our wealth portfolio to ensure our futures are financially secured. Kaye has been nothing short of ou...
As a company director, I wanted to make sure that I had an appropriate pension in place. Kaye was able to help with this in a friendly, approachable and professional manner. So much so that I am now asking her to review all the personal protection policies I have in place. If you are looking for som...
I first met Kaye regarding the NHS pension and she was extremely helpful. Kaye has a particular interest in financial wellbeing. She believes that everyone should be able to access financial advice. Kaye is able to gear her financial advice to make it individual. I would have no hesitation in recomm...
Kaye has been giving "wealth and financial wellbeing advice" to me for at least 2 decades, if not more. Her advice has been solid. She has in-depth knowledge of financial planning, particularly with how the NHS pension works including for those who are in a higher taxpayer. Her critical insight with...
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. Will writing and Powers of Attorney involve the referral to a service that is separate and distinct to those offered by St. James's Place. Wills and Powers of Attorney are not regulated by the Financial Conduct Authority.
Kaye always gives my family and I exceptional and honest advice. She regularly updates on our circumstances and reviews the investment & cover we have in place is adequate & appropriate. I'd always recommend Kaye to anyone looking for Wealth management & health & life protection.
I first heard Kaye speak when I joined a free webinar. I was skeptical, given it was free and feared I may be letting myself in for an hour of hard sell for a range of financial products. My other fear was “who do I think I am, isn’t financial advice for people with loads of money looking to inve...
I was looking for a financial advisor and Kaye certainly ticked all the right boxes for me. It sounds a little underwhelming but the best compliment I can give her is that she gets stuff done. When I want stuff doing she does it, no questions asked, I don’t have to remind her, she just gets it do...
Kaye helped me through what, at times, looked like an impossible, expensive and very stressful NHS pensions conundrum. A combination of her knowledge, determination and excellent working relationships with the “right” people meant that we finally unravelled the problem and found a solution. Would n...
Kaye has consistently supported, encouraged and developed my family's financial and investment wellbeing. She knows how to balance technical information to us with less financial background and no query is ever disregarded. She gently utilises her skills to ensure short-, medium- and long-term goals...
Kaye has been wonderfully informative and supportive. I had never thought investing was for me, the options seemed overwhelming, however, after becoming self-employed I started thinking about things like pensions. Kaye was extremely knowledgeable, informing me of many options and after listening to ...
Kaye has been my Financial Adviser for over 20 years. She has always put my interests first and listened to what I had to say. She has presented several options, explained the advantages and disadvantages of each and then given me time to consider them without pressure. I recommend her without reser...
Since meeting with Kaye last year and getting the help and understanding about my own finances I have felt secure, happy and actually in control. I know my children and loved ones are protected and more importantly I now have financial wellbeing.
Kaye has been my financial adviser for over 15 years. She has been so supportive and knowledgeable, allowing my husband and I to make shrewd investments to enable us to deal with family life and achieve an early retirement. After assessing our financial situation and life events each year, she has o...
Kaye has a professional, friendly attitude, which combined with excellent communication and understanding of our requirements, has already created a trusting relationship. Her knowledge of the NHS Pension Scheme is exceptional and with her scheme contacts has proved invaluable in resolving issu...
I would definitely recommend Kaye to my friends and colleagues - she takes the mystique and confusion away from financial matters and helps you to make sense of what is right for you! She helped me to work through pensions matters, life insurance and are now discussing investments.
When our SJP adviser of 15 years retired we were faced with our most difficult financial planning challenge - how to replace them? Finding Kaye via her pensions activity on social media solved our problem with flying colours! Over the past year it’s felt like we’ve known and worked with her for...
As a doctor, I needed a financial adviser who understands the NHS pension. Kaye rapidly sized up my financial situation perfectly and continues to make recommendations and suggestions based on my specific needs. She is both approachable and professional and explains everything clearly and as often a...
As a busy NHS consultant who wasn’t sleeping at night worrying about the tax bill I might (or might not) owe after working as a consultant for 15-years, I was relieved to have been introduced to Kaye. Kaye transformed what seemed like a very complicated process into a very simple one guiding me t...
Since the first conversation I had with Kaye 3 years ago when she was recommended to me - I knew she was going to be a lifesaver. NHS pensions are so complicated anyway without all the changes since 2015 but Kaye has helped me to really understand the different schemes and the options available t...
The webinar with Kaye provided me with the most meaningful and appropriate information; the way in which she explained the scenarios was excellent. I found it extremely helpful!
Friendly and professional service. Provided support and documentation and went through options in an easy to understand manner. I felt my concerns were listened to and addressed and given advice reflected the discussions we had. I would not hesitate in recommending her.
From the day of our first meeting I have found Kaye to be very honest and trustworthy. Kaye made me feel reassured from our opening conversation, ironing out all my concerns with sound advice and professionalism, I felt that her guidance was always in my best interest. Kaye offered guidance tailo...
Kaye was so generous with her time and expertise. Her sessions with our team made an often intimidating and/or confusing subject accessible and clear. Kaye was well prepared, with lots of useful information to hand, but there was no sense of information overload. We left with clear information, ...
SJP Approved 04/09/2025
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.
